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Document Checklist

Track required documents for your mortgage application

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Recent payslips showing gross income, taxes, and deductions

Required

Current employment contract showing salary and terms

Required

Letter from employer confirming employment status and salary

Recommended

Latest tax assessment notice from the tax office

Required

Annual pension insurance statement (Renteninformation)

Optional

Confirmation of child benefit (Kindergeld) payments

Optional

Tip: Start gathering documents early. Banks often request additional paperwork, so having everything ready speeds up the approval process.